Privacy Policy

Welcome to Insurance Dealings.

We are committed to safeguarding your privacy and ensuring that your personal information is handled in a secure and responsible manner. This Privacy Policy explains how we collect, use, store, and protect your information in accordance with applicable U.S. privacy laws, including federal regulations and state-level consumer protection standards (such as CCPA for California residents, where applicable).

If you have any questions, please contact us at:
Email: contact@insurance-dealings.com


1. Information We Collect

We collect the following categories of information when you use our website, services, or contact us:

a. Personal Information

  • Full name

  • Email address

  • Phone number

  • Mailing address

  • Identification details (if required for policy processing)

  • Financial information required for payments

b. Insurance-Related Information

  • Property details (for home insurance)

  • Business details (for business insurance)

  • Beneficiary information (for life insurance)

  • Claims-related documentation

c. Technical & Usage Data

  • IP address

  • Browser type & version

  • Device information

  • Cookies and tracking data

  • Pages visited & time spent on website


2. How We Use Your Information

We use the data collected for:

  • Providing insurance quotes

  • Processing applications, claims, and renewals

  • Communicating with you about your policies or inquiries

  • Improving website experience and internal operations

  • Verifying identity to prevent fraud

  • Sending promotional offers, only with your consent

  • Complying with U.S. federal and state regulations

We do not sell your personal information to any third parties.


3. Sharing of Information

We may share your information only with:

a. Service Providers

Third-party vendors who assist with:

  • Payment processing

  • Customer support

  • Policy management systems

  • Claims processing

b. Legal & Regulatory Authorities

If required by law, court order, or lawful request.

c. Insurance Partners

When necessary to provide policy coverage or claims support.

All third parties are required to maintain confidentiality and safeguard your data.


4. Cookies & Tracking Technologies

Our website uses cookies to:

  • Improve user experience

  • Analyze website performance

  • Personalize content

  • Detect fraudulent activity

You may disable cookies in browser settings, but some site features may not function properly.


5. Data Security

We implement strict security measures to protect your information, including:

  • Encrypted data transfer (SSL)

  • Secured servers

  • Access controls & authentication

  • Regular security audits

While we strive for maximum protection, no internet transmission is 100% secure.


6. Your Rights (U.S. Residents)

Depending on your state of residence, you may have the right to:

  • Access the information we hold about you

  • Request correction of inaccurate data

  • Request deletion of your information

  • Opt-out of marketing emails

  • Request a copy of your personal data

To exercise your rights, email us at:
contact@insurance-dealings.com

We will respond within the time frame required by law.


7. Data Retention

We retain personal information only as long as necessary for:

  • Providing services

  • Complying with insurance regulations

  • Maintaining accurate business records

  • Handling claims or disputes

Once no longer needed, data is securely deleted.


8. Children’s Privacy

Our services are not intended for individuals under 18.
We do not knowingly collect information from minors. If data from a minor is detected, we will delete it immediately.


9. Third-Party Links

Our website may contain links to external sites.
We are not responsible for the privacy practices or content of those websites.


10. Changes to This Privacy Policy

We may update this Privacy Policy as needed to reflect:

  • New regulations

  • Changes in our services

  • Security practices

Updates will be posted on this page with a new “Last Updated” date.


11. Contact Us

If you have questions, concerns, or requests related to this Privacy Policy, contact us:

Email: contact@insurance-dealings.com