Terms & Conditions
Welcome to Insurance Dealings.
These Terms & Conditions (“Terms”) govern your use of our website, services, insurance quotes, and any communication or interaction you have with us.
By accessing or using our website, you agree to these Terms. If you do not agree, please discontinue use of our services immediately.
1. Acceptance of Terms
By using our website or requesting any service, you acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions, along with our Privacy Policy.
2. About Insurance Dealings
Insurance Dealings is a U.S.-based insurance service provider offering coverage options such as home insurance, business insurance, and life insurance.
We provide guidance, quotes, policy assistance, and claims support through our licensed partners and service providers.
3. Use of Website
You agree to use this website only for lawful purposes. You must not:
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Attempt unauthorized access to systems or data
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Disrupt website functionality
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Upload harmful files or engage in malicious activities
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Misrepresent your identity or submit false information
We reserve the right to restrict or terminate your access if misuse is detected.
4. Information Accuracy
While we strive to provide accurate and updated information:
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Insurance Dealings does not guarantee that all content, prices, or policy details are error-free or up to date at all times.
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We may update, modify, or remove content without prior notice.
5. Insurance Quotes & Services
a. Quotes Are Estimates
Quotes provided via phone, email, or website are estimates only and may change based on:
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Eligibility
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Risk assessments
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Documentation
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Underwriting rules
b. Not a Final Contract
Receiving a quote does not guarantee coverage. Coverage is confirmed only after:
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Completion of application
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Submission of required documents
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Approval from the insurance carrier
6. Third-Party Insurance Providers
Insurance Dealings works with licensed agents, carriers, and service providers.
We are not responsible for:
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The terms of policies offered by third-party carriers
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Decisions made by insurance companies regarding approvals or claims
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Changes in coverage, premiums, or policy conditions made by carriers
Your final contract is with the respective insurance provider, not exclusively with Insurance Dealings.
7. User Responsibilities
You agree to:
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Provide accurate and complete information
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Update us promptly if any personal or policy-related information changes
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Not misuse the website or services
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Ensure your contact details are correct for communication
Providing false or incomplete information may result in:
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Denial of insurance
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Policy cancellation
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Claim rejection
8. Intellectual Property Rights
All website content—including text, logos, images, icons, and layouts—is the property of Insurance Dealings or its licensors.
You may not:
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Reproduce
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Distribute
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Modify
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Copy
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Resell
any content without written permission.
9. Limitation of Liability
To the fullest extent permitted by U.S. law, Insurance Dealings is not liable for:
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Losses resulting from website performance
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Errors, delays, or interruptions
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Decisions made based on website content
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Damages arising from use of third-party links
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Loss of profits, data, or business opportunities
Your use of this website is at your own risk.
10. No Guarantees or Warranties
Insurance Dealings does not guarantee:
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Constant website availability
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That information is always complete or error-free
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Eligibility for any insurance policy
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Claim approval or payout
All services are provided “as is” and “as available.”
11. Third-Party Links
Our website may contain links to external or third-party sites.
We are not responsible for:
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Their content
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Privacy practices
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Terms of use
Visiting external sites is at your own risk.
12. Indemnification
You agree to indemnify and hold Insurance Dealings harmless from:
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Claims
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Damages
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Liabilities
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Losses
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Legal fees
arising from your misuse of the website or violation of these Terms.
13. Termination
We may suspend or terminate your access to our website or services if:
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You violate these Terms
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You provide false or misleading information
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Fraudulent activity is suspected
Termination may occur without prior notice.
14. Governing Law
These Terms are governed by and interpreted according to the laws of the United States and relevant state laws where the company operates.
Any disputes will be handled in accordance with applicable U.S. jurisdiction.
15. Changes to Terms
Insurance Dealings may update or revise these Terms & Conditions at any time.
Updates will be posted on this page with a new “Last Updated” date. Continued use of the website means you accept these changes.
16. Contact Information
For questions about these Terms & Conditions, contact us at: